Home Buyer Resources for VA Loans

Buyer Resources

Our top VA Loan resources if you are looking to buy a home.

VA Homebuyers Guide

Our 20 page guide to understanding all you need to know about the VA Home Loan program.

Condo Check Tool

Our simple to use tool to verify if a Hawaii condo is eligible for VA financing.

Request your Certificate of Eligibility

Are you eligible for a VA Loan? Find out by pulling your Certificate of Eligibility

PCS Guides

Have you just PCS'd to Hawaii? Download one of our 3 PCS guides to familiarize yourself with your new duty station and surrounding area

BAH Charts

Download this chart to see what an active duty servicemembers Basic Housing Allowance (BAH) will convert to a purchase price based on current interest rates.

VA Loan Benefits Guide

Learn about the top 6 benefits of the VA Loan program.

Apply for a VA Loan

Find out how much you can qualify for on a VA Loan.

Do's & Don't Guide

Download our guide outlining 9 important "Do's and Don'ts" when preparing to buy a home.

Loan Terms E-Book

Download our free glossary of loan terminology.

Ultimate Guide to Refinancing

Discover all the benefits of refinancing and more!

Talk Story: A Hawaiian Veteran Discovers His Lifetime VA Loan Benefit

In the heart of Honolulu, amidst the hustle and bustle of a city park, I had the privilege of meeting a man whose life story left me both inspired and…

Report: VA Halts Foreclosures Due to Veterans’ Payment Struggles

A recent news release by the Military Times reports that the VA will pause foreclosures due to a large number of Veterans’ struggling to make mortgage payments. Read the full…

The Benefits of Buying a Home Vs. Renting a Home

The decision to buy a home versus renting one depends on various factors and individual circumstances. It’s essential to consider your financial situation, lifestyle, and long-term goals when making a…

How Seller Credits Can Be Used to Reduce Interest Rates

Seller credits can be used to pay points on an interest rate for a VA home loan, ultimately reducing an interest rate and consequently, the monthly mortgage payment. Here’s how…

The Challenges of Buying a Home via VA Loan Assumption

Buying a home is a major milestone for many people. It can also be a daunting process. Rising housing prices are requiring homebuyers to look for ways to save money….

The VA Announces Funding Fee Reduction for VA Loans: See the Rates!

Great news for the start of 2023! The VA announces a funding fee reduction for VA loans! This means a lower monthly payment for VA buyers. First, let’s go over…

Private Roads No Longer Require Maintenance Agreements

As of November 25, 2022, the VA Circular announces that “an ongoing maintenance agreement from a homeowner’s association or a joint maintenance agreement from the owners of properties accessed by…

The 2023 VA Loan Limit for All State of Hawaii Counties

What is the VA Loan Limit in 2023? The VA loan limit in 2023 is NO LIMIT for VA borrowers with full entitlement, but there is a VA loan limit…

Recent Updates That Make VA Purchase Offers Super Attractive

Did you know Hawaii has one of the highest concentrations of VA eligible buyers in the country? Its sheer abundance makes it imperative for Hawaii real estate agents to understand…

True VA Loan Story: The Case of the National Lender Mistakenly Killing a VA Buyer’s Loan

In this episode of True VA Loan Story, a hardworking housekeeper and her husband are working with a popular national lender to purchase an Oahu home using their VA home…